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December 28, 2018

Recently, audits performed by the DOL and IRS have been focusing on retirement plans’ procedures for finding lost or missing participants. Lost or missing participants are individuals who do not have accurate contact information on file with the plan but are neverthele...

December 22, 2018

A health reimbursement arrangement (HRA) is an account-based plan funded entirely by an employer, that an employee can then use to pay certain health-related costs. Under current rules, except in limited circumstances, an employer cannot maintain an HRA that reimburses...

December 21, 2018

In Texas v. Azar, a Texas district court has recently struck down the ACA as unconstitutional due to the law requiring every individual to be enrolled in health insurance. This requirement is often referred to as the individual mandate. This is especially surprising be...

December 12, 2018

This summer, a national poll found that 45% of 18- to 29-year-olds have no primary care provider. This is in contrast to 28% of 30- to 49-year-olds, 18% of 50- to 64-year-olds and 12% of those 65-years-old and older.

Younger patients are relying on clinics operated out...

December 1, 2018

In September 2018, the Pension Benefit Guaranty Corporation (PBGC) published final regulations regarding multiemployer plan mergers and transfers. Under ERISA and the Multiemployer Pension Reform Act, the PBGC can facilitate mergers of pension plans by providing financ...

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